Protect the Business
You've Built
Why It Matters
Coverage as Hard-Working as You Are
Running a business in Michigan means wearing a lot of hats — and making sure you're properly insured shouldn't be one more thing keeping you up at night. The right commercial coverage protects your livelihood, your employees, and everything you've worked to build.
Whether you're a sole proprietor, a growing small business, or an established company, we'll take the time to understand your operation and craft a policy that fits — without paying for coverage you don't need.
At the Miguel Delao Agency, we're proud to support Michigan's small business community with honest advice and dependable coverage through Farm Bureau Insurance.
Why Choose Delao Agency
- Personalized coverage review built around your specific business needs
- Experience working with small businesses and entrepreneurs in West Michigan
- Clear guidance on what's required vs. what's recommended for your industry
- Backed by Farm Bureau Insurance — trusted in Michigan for 75+ years
- Local agent who understands the challenges Michigan business owners face
What's Available
Commercial Coverage Options
General Liability
Protects your business from claims of bodily injury, property damage, and personal injury caused by your operations, products, or employees.
Commercial Property
Covers your building, equipment, inventory, and other physical assets against fire, theft, vandalism, and other covered perils.
Business Owner's Policy (BOP)
A bundled solution combining general liability and commercial property coverage — ideal for small to mid-sized businesses.
Commercial Auto
Covers vehicles used for business purposes, including company cars, trucks, and fleets — separate from your personal auto policy.
Workers' Compensation
Provides coverage for employees who are injured or become ill as a result of their work, helping protect both your team and your business.
Professional Liability
Also known as errors & omissions (E&O) insurance — protects your business if a client claims your services caused them financial harm.
Ready to Protect Your Business?
Let's Build Your Commercial Policy
Get a free, no-pressure consultation today. We'll review your business, walk you through your options, and make sure you're covered the right way.